四级作文：卡奴

　　在日复一日的学习、工作或生活中，大家都不可避免地会接触到作文吧，作文是由文字组成，经过人的思想考虑，通过语言组织来表达一个主题意义的'文体。一篇什么样的作文才能称之为优秀作文呢？下面是小编帮大家整理的四级作文：卡奴，欢迎大家分享。

　　As people change the patterns of consumption，it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so—called card—slave category. The reason behind “card slaves” varies. The fierce competition among banks，Chinese or foreign，encourages them to lure customers to hold more credit cards. Unfortunately，some card holders，especially youngsters with large shopping addictions and small salaries，have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries，they always live on the edge of bankruptcy.In my opinion，people should manage their financial affairs. First，only choose the credit cards that suit you the most. Secondly，manage your cards properly. Get some good tips from internet and follow them. Thirdly，increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.